Industry: Bank/Finance
Location: New York, NY
Salary: $95K-$105K
Visa Sponsor: No
Language: English: Business Level
Detail: Japanese major bank seeks a Credit Analyst (Hybrid)- NYC ,New York.
This is an entry-level credit analyst role for Assistant Officer level candidates.
Location: NYC （Manhattan）
Salary: $95,000.00 To $105,000.00 Annually
＊*The expected annual base salary for this position ranges from $95,000.00 To $105,000.00 . It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained.
Benefits: Health, Dental, PTO,401K, Holiday pay and others
Employment Type: Full-Time
Industry: Financial Services
＊ This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week.
Your Role:
Responsible for credit evaluation and deal maintenance for Trade & Commodity Finance and Aviation. The analyst would be involved in all facets of this team’s coverage, with a focus on underwriting and monitoring activities, with exposure to origination and structuring activities.
Your Duties and Responsibilities:
●Reviews potential assets in assigned products/industries, prepares detailed credit memos and credit applications and makes investment recommendations, based upon a comprehensive financial and qualitative analysis.
●Ensures compliance with applicable investment guidelines and directives from Head Office and Branch Management.
●Monitors assigned assets/products/industries to maintain credit quality through asset/product/industry appropriate measures, i.e., financial analysis and trends, cross-sectional analysis, cashflow analysis and market value/liquidity.
●Prepares all applications and reports and makes recommendations on all amendments, refinancings and other ongoing activities.
●Responsible for all Head Office and Branch monitoring and reporting requirements, including rating review, business review of documentation, regulatory review, booking and financial and portfolio review requirements, with support from Operations Analyst as designated.
●May support deal structuring activities.
●Performs other duties and responsibilities as assigned by management.
Your Qualifications:
●Bachelor’s degree in Finance or Economics or equivalent with 0-2 years related experience.
●Good knowledge of finance and basic accounting.
●Good knowledge of commonly used research resources, including Bloomberg, EDGAR, and rating agencies.
●Basic knowledge of corporate finance transactions.
●Basic knowledge of loan markets.
●Proficient in Microsoft 365 (Excel, PowerPoint, Word, Outlook, and Access) and some modeling capabilities.
●Excellent oral and written communication skills.
